Van Alstyne, TX
How exposed is Van Alstyne to wildfire?
Van Alstyne sits at the 73rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,970 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Van Alstyne's burn probability — fire likelihood with no building count factored in — sits at the 72nd percentile nationally.
Van Alstyne's building exposure, zone by zone
1,970 buildings are counted in Van Alstyne, and 69.6% of them are Indirect exposure — ember-driven risk rather than the 30.4% in Direct exposure or the 0% rated Minimal.
How Van Alstyne compares
Van Alstyne's 73rd national percentile looks worse in isolation than its 38th ranking inside Texas does — this place is on the milder end for its own state, by 34 points. Among the 31,521 US communities USFS scores, Van Alstyne ranks 8,620 for wildfire risk (1 is highest) and 7,564 by building count (1 is largest). Within Texas alone, it ranks 1,107 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Van Alstyne
Van Alstyne's 73rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Van Alstyne (69.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Van Alstyne's 73rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Van Alstyne, see the exposure-zones guide.