Valrico, FL
Valrico, FL's wildfire risk, in USFS's own numbers
Valrico's 14,672 buildings earn a 90th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Valrico at the 91st national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Valrico (52.9% of 14,672 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 28.7% sit in the Direct zone. At 14,672 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Valrico compares
Valrico scores 90th nationally and 81st within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Valrico ranks 3,144 for wildfire risk (1 is highest) and 1,014 by building count (1 is largest). Within Florida alone, it ranks 179 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Valrico
Valrico's very high rating (90th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because 52.9% of Valrico's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Valrico's 3,144-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Valrico, see the exposure-zones guide.