Valley Ranch, CA
How exposed is Valley Ranch to wildfire?
Valley Ranch sits at the 98th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 114 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Valley Ranch's burn probability — fire likelihood with no building count factored in — sits at the 97th percentile nationally.
Where Valley Ranch's buildings actually sit
Direct exposure dominates in Valley Ranch: 100% of its 114 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Valley Ranch against the rest of the country
Valley Ranch scores 98th nationally and 85th within California — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Valley Ranch ranks 535 for wildfire risk (1 is highest) and 28,440 by building count (1 is largest). Within California alone, it ranks 236 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Valley Ranch and the insurance market
Valley Ranch's 98th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Hardening a home in Valley Ranch
With 100% of Valley Ranch in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Valley Ranch's 98th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Valley Ranch, see the exposure-zones guide.