Valley Hill, NC
How exposed is Valley Hill to wildfire?
USFS scores Valley Hill at the 51st national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 1,221 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Valley Hill's burn probability — fire likelihood with no building count factored in — sits at the 54th percentile nationally.
Where Valley Hill's buildings actually sit
81.1% of Valley Hill's 1,221 buildings sit in USFS's Direct exposure zone, roughly 990 structures close enough to burnable vegetation for flame contact, not just embers — 18.9% fall in the Indirect, ember-only zone and 0% are Minimal.
Valley Hill against the rest of the country
Valley Hill scores 51st nationally and 40th within North Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Valley Hill ranks 15,571 for wildfire risk (1 is highest) and 10,532 by building count (1 is largest). Within North Carolina alone, it ranks 466 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Valley Hill
Valley Hill's elevated rating (51st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Valley Hill's 81.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Valley Hill's figures come from
The methodology guide shows exactly how USFS turned 1,221 counted buildings into the percentiles shown above for Valley Hill. The exposure-zones guide covers what Valley Hill's dominant direct exposure actually means, with real examples from across the dataset.