Valley Forge, TN
Valley Forge wildfire risk explained
Valley Forge sits at the 79th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,271 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Valley Forge at the 81st percentile, close to its 79th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Valley Forge: 58.7% of its 1,271 buildings, versus 41.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Valley Forge compares
There's little gap between Valley Forge's 79th national percentile and its 85th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Valley Forge ranks 6,597 for wildfire risk (1 is highest) and 10,240 by building count (1 is largest). Within Tennessee alone, it ranks 78 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Valley Forge and the insurance market
At the 79th percentile nationally, Valley Forge carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 58.7% of Valley Forge in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,271 counted buildings into the percentiles shown above for Valley Forge. For more on what direct exposure implies beyond Valley Forge, see the exposure-zones guide.