Valley City, OH
Valley City, OH's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Valley City at the 32nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 722 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Valley City at the 32nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Valley City's building exposure, zone by zone
USFS classifies 82.1% of Valley City's buildings as Direct exposure, higher than its 17.9% Indirect share and far above its 0% Minimal share — a profile where 593 structures sit close enough to vegetation that lot clearing matters most.
How Valley City compares
Valley City's 70th-percentile standing inside Ohio outpaces its 32nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Valley City ranks 21,501 for wildfire risk (1 is highest) and 14,428 by building count (1 is largest). Within Ohio alone, it ranks 389 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Valley City and the insurance market
Valley City's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Valley City's 82.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Valley City's figures come from
Every one of the two percentiles behind Valley City's 21,501-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Valley City's dominant direct exposure actually means, with real examples from across the dataset.