Valley City, IL
Valley City wildfire risk explained
USFS scores Valley City at the 28th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 25 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Valley City's burn probability — fire likelihood with no building count factored in — sits at the 29th percentile nationally.
Where Valley City's buildings actually sit
25 buildings are counted in Valley City, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Valley City ranks
Within Illinois, Valley City ranks higher (77th percentile) than it does nationally (28th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Valley City ranks 22,527 for wildfire risk (1 is highest) and 31,410 by building count (1 is largest). Within Illinois alone, it ranks 328 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Valley City
Valley City's moderate rating (28th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Valley City's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 25 counted buildings into the percentiles shown above for Valley City. For more on what direct exposure implies beyond Valley City, see the exposure-zones guide.