Valle, AZ
Valle wildfire risk explained
USFS's Wildfire Risk to Communities model puts Valle at the 90th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 812 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Valle at the 88th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Valle's buildings actually sit
812 buildings are counted in Valle, and 91.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Valle ranks
Valle's 90th national percentile looks worse in isolation than its 63rd ranking inside Arizona does — this place is on the milder end for its own state, by 27 points. Among the 31,521 US communities USFS scores, Valle ranks 3,204 for wildfire risk (1 is highest) and 13,530 by building count (1 is largest). Within Arizona alone, it ranks 165 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Shopping for coverage in Valle
At the 90th percentile nationally, Valle carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Valle's 91.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Valle's figures come from
The methodology guide shows exactly how USFS turned 812 counted buildings into the percentiles shown above for Valle. The exposure-zones guide covers what Valle's dominant direct exposure actually means, with real examples from across the dataset.