Utica, PA
How exposed is Utica to wildfire?
USFS scores Utica at the 35th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 163 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Utica at the 35th percentile, close to its 35th-percentile risk score.
Utica's building exposure, zone by zone
163 buildings are counted in Utica, and 82.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Utica compares
Utica scores 35th nationally and 50th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Utica ranks 20,500 for wildfire risk (1 is highest) and 26,300 by building count (1 is largest). Within Pennsylvania alone, it ranks 999 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Utica and the insurance market
Utica's moderate rating (35th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Utica
With 82.2% of Utica in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Utica's figures come from
Every one of the two percentiles behind Utica's 20,500-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Utica's dominant direct exposure actually means, with real examples from across the dataset.