Utica, OH
Utica, OH's wildfire risk, in USFS's own numbers
USFS scores Utica at the 28th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,316 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Utica at the 28th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Utica's buildings actually sit
1,316 buildings are counted in Utica, and 73.5% of them are Indirect exposure — ember-driven risk rather than the 26.5% in Direct exposure or the 0% rated Minimal.
Utica against the rest of the country
Within Ohio, Utica ranks higher (63rd percentile) than it does nationally (28th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Utica ranks 22,545 for wildfire risk (1 is highest) and 9,989 by building count (1 is largest). Within Ohio alone, it ranks 473 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Utica and the insurance market
Utica's moderate wildfire rating (28th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Utica
Because 73.5% of Utica's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,316 counted buildings into the percentiles shown above for Utica. For more on what indirect exposure implies beyond Utica, see the exposure-zones guide.