Urbanna, VA
Urbanna, VA's wildfire risk, in USFS's own numbers
Urbanna's 477 buildings earn a 40th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Urbanna's burn probability — fire likelihood with no building count factored in — sits at the 40th percentile nationally.
What "at risk" means for the buildings here
55.4% of Urbanna's 477 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 37.5% Direct and 7.1% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Urbanna against the rest of the country
Urbanna scores 40th nationally and 33rd within Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Urbanna ranks 18,925 for wildfire risk (1 is highest) and 17,772 by building count (1 is largest). Within Virginia alone, it ranks 458 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Urbanna and the insurance market
Urbanna's moderate wildfire rating (40th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Urbanna
With ember exposure the dominant pattern in Urbanna (55.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Urbanna's figures come from
The methodology guide shows exactly how USFS turned 477 counted buildings into the percentiles shown above for Urbanna. The exposure-zones guide covers what Urbanna's dominant indirect exposure actually means, with real examples from across the dataset.