Urbancrest, OH
Urbancrest, OH's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Urbancrest at the 9th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 307 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Urbancrest's burn probability — fire likelihood with no building count factored in — sits at the 12th percentile nationally.
Where Urbancrest's buildings actually sit
Urbancrest rates 86% Minimal exposure against just 14% Direct and 0% Indirect — of 307 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Urbancrest against the rest of the country
Compare Urbancrest's two percentiles: 31st within Ohio, only 9th nationally — a gap of 22 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Urbancrest ranks 28,693 for wildfire risk (1 is highest) and 21,452 by building count (1 is largest). Within Ohio alone, it ranks 879 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Urbancrest and the insurance market
Urbancrest's low rating (9th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 86% of Urbancrest outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Urbancrest's figures come from
The methodology guide shows exactly how USFS turned 307 counted buildings into the percentiles shown above for Urbancrest. The exposure-zones guide covers what Urbancrest's dominant minimal exposure actually means, with real examples from across the dataset.