Urbana, AR
Urbana wildfire risk explained
Out of every US place USFS scores, Urbana lands at the 56th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 178 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Urbana's burn probability — fire likelihood with no building count factored in — sits at the 57th percentile nationally.
What "at risk" means for the buildings here
178 buildings are counted in Urbana, and 82% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Urbana against the rest of the country
Urbana ranks lower within Arkansas (35th percentile statewide) than its 56th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Urbana ranks 13,857 for wildfire risk (1 is highest) and 25,700 by building count (1 is largest). Within Arkansas alone, it ranks 402 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Urbana and the insurance market
Urbana's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Urbana's 82% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Urbana's 56th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Urbana, see the exposure-zones guide.