Upsala, MN
Upsala wildfire risk explained
Upsala sits at the 61st percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 378 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Upsala's burn probability — fire likelihood with no building count factored in — sits at the 58th percentile nationally.
Upsala's building exposure, zone by zone
378 buildings are counted in Upsala, and 52.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 46.6% rated Minimal.
Upsala against the rest of the country
Compare Upsala's two percentiles: 86th within Minnesota, only 61st nationally — a gap of 25 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Upsala ranks 12,290 for wildfire risk (1 is highest) and 19,690 by building count (1 is largest). Within Minnesota alone, it ranks 127 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Upsala and the insurance market
At the 61st percentile nationally, Upsala carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Upsala
Upsala's 52.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Upsala's figures come from
Every one of the two percentiles behind Upsala's 12,290-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Upsala's dominant direct exposure actually means, with real examples from across the dataset.