Upper Nyack, NY
Upper Nyack wildfire risk explained
USFS's Wildfire Risk to Communities model puts Upper Nyack at the 31st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 921 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Upper Nyack's burn probability — fire likelihood with no building count factored in — sits at the 29th percentile nationally.
What "at risk" means for the buildings here
USFS puts 58.7% of Upper Nyack's 921 buildings in the Indirect exposure zone, versus 40.6% Direct and 0.7% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Upper Nyack ranks
Within New York, Upper Nyack ranks higher (66th percentile) than it does nationally (31st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Upper Nyack ranks 21,779 for wildfire risk (1 is highest) and 12,549 by building count (1 is largest). Within New York alone, it ranks 440 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Upper Nyack
Upper Nyack's moderate wildfire rating (31st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because 58.7% of Upper Nyack's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Upper Nyack's figures come from
The methodology guide shows exactly how USFS turned 921 counted buildings into the percentiles shown above for Upper Nyack. The exposure-zones guide covers what Upper Nyack's dominant indirect exposure actually means, with real examples from across the dataset.