Upper Exeter, PA
How exposed is Upper Exeter to wildfire?
USFS's Wildfire Risk to Communities model puts Upper Exeter at the 63rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 347 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Upper Exeter's burn probability — fire likelihood with no building count factored in — sits at the 63rd percentile nationally.
Where Upper Exeter's buildings actually sit
USFS classifies 82.1% of Upper Exeter's buildings as Direct exposure, higher than its 17.9% Indirect share and far above its 0% Minimal share — a profile where 285 structures sit close enough to vegetation that lot clearing matters most.
Upper Exeter against the rest of the country
Within Pennsylvania, Upper Exeter ranks higher (98th percentile) than it does nationally (63rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Upper Exeter ranks 11,801 for wildfire risk (1 is highest) and 20,407 by building count (1 is largest). Within Pennsylvania alone, it ranks 37 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 63rd percentile nationally, Upper Exeter carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Upper Exeter
With 82.1% of Upper Exeter in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Upper Exeter's figures come from
The methodology guide shows exactly how USFS turned 347 counted buildings into the percentiles shown above for Upper Exeter. The exposure-zones guide covers what Upper Exeter's dominant direct exposure actually means, with real examples from across the dataset.