Upper Brookville, NY
How exposed is Upper Brookville to wildfire?
USFS scores Upper Brookville at the 36th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,035 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Upper Brookville at the 37th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Upper Brookville's building exposure, zone by zone
Of Upper Brookville's 1,035 counted buildings, 93.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Upper Brookville against the rest of the country
Compare Upper Brookville's two percentiles: 78th within New York, only 36th nationally — a gap of 42 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Upper Brookville ranks 20,079 for wildfire risk (1 is highest) and 11,693 by building count (1 is largest). Within New York alone, it ranks 283 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Upper Brookville and the insurance market
Upper Brookville's moderate wildfire rating (36th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Upper Brookville's 93.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Upper Brookville's figures come from
The methodology guide shows exactly how USFS turned 1,035 counted buildings into the percentiles shown above for Upper Brookville. The exposure-zones guide covers what Upper Brookville's dominant direct exposure actually means, with real examples from across the dataset.