Upland, NE
Upland, NE's wildfire risk, in USFS's own numbers
USFS scores Upland at the 23rd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 170 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Upland's burn probability — fire likelihood with no building count factored in — sits at the 19th percentile nationally.
Where Upland's buildings actually sit
USFS classifies 81.2% of Upland's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 18.8% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Upland against the rest of the country
Upland scores 23rd nationally and 11th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Upland ranks 24,335 for wildfire risk (1 is highest) and 26,036 by building count (1 is largest). Within Nebraska alone, it ranks 520 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Upland and the insurance market
Upland's moderate rating (23rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Upland
Even with 81.2% of Upland outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Upland's figures come from
Upland's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Upland's dominant minimal exposure actually means, with real examples from across the dataset.