Upham, ND
Upham wildfire risk explained
Upham sits at the 47th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 191 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Upham's burn probability — fire likelihood with no building count factored in — sits at the 44th percentile nationally.
Where Upham's buildings actually sit
USFS classifies 59.7% of Upham's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 40.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Upham ranks
Upham's risk sits at a similar level relative to North Dakota (44th percentile statewide) as it does nationally (47th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Upham ranks 16,715 for wildfire risk (1 is highest) and 25,217 by building count (1 is largest). Within North Dakota alone, it ranks 225 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Shopping for coverage in Upham
At the 47th national percentile, Upham rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Upham's 59.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Upham's figures come from
Every one of the two percentiles behind Upham's 16,715-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Upham's dominant minimal exposure actually means, with real examples from across the dataset.