University Park, TX
University Park wildfire risk explained
University Park sits at the 46th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 8,369 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts University Park at the 48th percentile, close to its 46th-percentile risk score.
University Park's building exposure, zone by zone
Only 14.5% of University Park's 8,369 buildings carry Direct exposure and 0% carry Indirect; the remaining 85.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 8,369 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
University Park against the rest of the country
Inside Texas, University Park sits at just the 5th percentile even though it scores 46th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, University Park ranks 17,190 for wildfire risk (1 is highest) and 1,987 by building count (1 is largest). Within Texas alone, it ranks 1,709 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
University Park and the insurance market
University Park's elevated wildfire rating (46th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in University Park
With 85.5% of buildings rated Minimal exposure, University Park gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
University Park's 46th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond University Park, see the exposure-zones guide.