University (Orange), FL
University (Orange), FL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, University (Orange) lands at the 89th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 5,882 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts University (Orange) at the 89th percentile, close to its 89th-percentile risk score.
University (Orange)'s building exposure, zone by zone
Only 22.7% of University (Orange)'s 5,882 buildings carry Direct exposure and 27.1% carry Indirect; the remaining 50.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 5,882 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where University (Orange) ranks
University (Orange) scores 89th nationally and 78th within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, University (Orange) ranks 3,527 for wildfire risk (1 is highest) and 2,926 by building count (1 is largest). Within Florida alone, it ranks 217 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
University (Orange)'s 89th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in University (Orange)
University (Orange)'s 50.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where University (Orange)'s figures come from
University (Orange)'s 89th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what University (Orange)'s dominant minimal exposure actually means, with real examples from across the dataset.