University (Hillsborough), FL
University (Hillsborough) wildfire risk explained
USFS scores University (Hillsborough) at the 82nd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 6,524 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks University (Hillsborough) at the 83rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
University (Hillsborough) rates 44.7% Minimal exposure against just 17% Direct and 38.3% Indirect — of 6,524 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 6,524 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How University (Hillsborough) compares
University (Hillsborough)'s 82nd national percentile looks worse in isolation than its 55th ranking inside Florida does — this place is on the milder end for its own state, by 27 points. Among the 31,521 US communities USFS scores, University (Hillsborough) ranks 5,546 for wildfire risk (1 is highest) and 2,664 by building count (1 is largest). Within Florida alone, it ranks 431 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in University (Hillsborough)
University (Hillsborough)'s very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in University (Hillsborough)
Even with 44.7% of University (Hillsborough) outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where University (Hillsborough)'s figures come from
University (Hillsborough)'s 82nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what University (Hillsborough)'s dominant minimal exposure actually means, with real examples from across the dataset.