University Heights, OH
University Heights, OH's wildfire risk, in USFS's own numbers
USFS scores University Heights at the 17th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 5,431 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, University Heights's burn probability — fire likelihood with no building count factored in — sits at the 20th percentile nationally.
University Heights's building exposure, zone by zone
USFS classifies 99% of University Heights's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 1% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 5,431 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where University Heights ranks
Within Ohio, University Heights ranks higher (47th percentile) than it does nationally (17th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, University Heights ranks 26,075 for wildfire risk (1 is highest) and 3,181 by building count (1 is largest). Within Ohio alone, it ranks 678 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in University Heights
University Heights's low rating (17th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 99% of buildings rated Minimal exposure, University Heights gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where University Heights's figures come from
The methodology guide shows exactly how USFS turned 5,431 counted buildings into the percentiles shown above for University Heights. The exposure-zones guide covers what University Heights's dominant minimal exposure actually means, with real examples from across the dataset.