Universal City, TX
Universal City, TX's wildfire risk, in USFS's own numbers
Universal City sits at the 58th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 6,764 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Universal City at the 59th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 7.3% of Universal City's 6,764 buildings carry Direct exposure and 0% carry Indirect; the remaining 92.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 6,764 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Universal City against the rest of the country
Universal City's 58th national percentile looks worse in isolation than its 12th ranking inside Texas does — this place is on the milder end for its own state, by 46 points. Among the 31,521 US communities USFS scores, Universal City ranks 13,282 for wildfire risk (1 is highest) and 2,558 by building count (1 is largest). Within Texas alone, it ranks 1,579 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 58th national percentile, Universal City rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 92.7% of Universal City outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Universal City's figures come from
Every one of the two percentiles behind Universal City's 13,282-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Universal City's dominant minimal exposure actually means, with real examples from across the dataset.