Unity, WI
Unity, WI's wildfire risk, in USFS's own numbers
USFS scores Unity at the 12th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 277 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Unity at the 11th percentile, close to its 12th-percentile risk score.
What "at risk" means for the buildings here
Most of Unity's buildings (66.8% of 277) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Unity against the rest of the country
Unity scores 12th nationally and 9th within Wisconsin — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Unity ranks 27,880 for wildfire risk (1 is highest) and 22,311 by building count (1 is largest). Within Wisconsin alone, it ranks 736 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Unity and the insurance market
Unity's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 66.8% of Unity outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Unity's 27,880-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Unity, see the exposure-zones guide.