Unionville, TN
How exposed is Unionville to wildfire?
USFS's Wildfire Risk to Communities model puts Unionville at the 29th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,010 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Unionville at the 32nd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Unionville's 1,010 counted buildings, 90.7% carry Direct exposure and only 0.5% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Unionville against the rest of the country
Unionville scores 29th nationally and 17th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Unionville ranks 22,266 for wildfire risk (1 is highest) and 11,865 by building count (1 is largest). Within Tennessee alone, it ranks 416 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Unionville
Unionville's moderate wildfire rating (29th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Unionville (90.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Unionville's figures come from
Unionville's 29th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Unionville's dominant direct exposure actually means, with real examples from across the dataset.