Unionville, MI
Unionville, MI's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Unionville lands at the 1st percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 382 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Unionville at the 2nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Unionville's building exposure, zone by zone
Only 11.3% of Unionville's 382 buildings carry Direct exposure and 0% carry Indirect; the remaining 88.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Unionville compares
There's little gap between Unionville's 1st national percentile and its 1st percentile inside Michigan, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Unionville ranks 31,081 for wildfire risk (1 is highest) and 19,590 by building count (1 is largest). Within Michigan alone, it ranks 734 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Unionville and the insurance market
At the 1st national percentile, Unionville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 88.7% of buildings rated Minimal exposure, Unionville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Unionville's figures come from
The methodology guide shows exactly how USFS turned 382 counted buildings into the percentiles shown above for Unionville. The exposure-zones guide covers what Unionville's dominant minimal exposure actually means, with real examples from across the dataset.