Unionville, IA
Unionville wildfire risk explained
Unionville's 113 buildings earn a 75th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Unionville's burn probability — fire likelihood with no building count factored in — sits at the 78th percentile nationally.
Unionville's building exposure, zone by zone
113 buildings are counted in Unionville, and 95.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Unionville compares
Compare Unionville's two percentiles: 98th within Iowa, only 75th nationally — a gap of 22 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Unionville ranks 7,756 for wildfire risk (1 is highest) and 28,502 by building count (1 is largest). Within Iowa alone, it ranks 26 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
At the 75th percentile nationally, Unionville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Unionville's 95.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 113 counted buildings into the percentiles shown above for Unionville. For more on what direct exposure implies beyond Unionville, see the exposure-zones guide.