Union, WA
How exposed is Union to wildfire?
Union sits at the 36th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 527 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Union at the 35th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Union's building exposure, zone by zone
527 buildings are counted in Union, and 52.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 8.4% rated Minimal.
Where Union ranks
Compare Union's two percentiles: 55th within Washington, only 36th nationally — a gap of 18 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Union ranks 20,094 for wildfire risk (1 is highest) and 16,915 by building count (1 is largest). Within Washington alone, it ranks 286 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Union and the insurance market
At the 36th national percentile, Union rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Union's 52.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Union's 20,094-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Union, see the exposure-zones guide.