Union, NE
How exposed is Union to wildfire?
Union sits at the 40th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 157 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Union's burn probability — fire likelihood with no building count factored in — sits at the 38th percentile nationally.
Union's building exposure, zone by zone
Most of Union's buildings (90.5% of 157) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Union against the rest of the country
Inside Nebraska, Union sits at just the 24th percentile even though it scores 40th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Union ranks 18,785 for wildfire risk (1 is highest) and 26,575 by building count (1 is largest). Within Nebraska alone, it ranks 444 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Union and the insurance market
At the 40th national percentile, Union rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 90.5% of buildings rated Minimal exposure, Union gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Union's figures come from
The methodology guide shows exactly how USFS turned 157 counted buildings into the percentiles shown above for Union. The exposure-zones guide covers what Union's dominant minimal exposure actually means, with real examples from across the dataset.