Union, LA
Union wildfire risk explained
USFS scores Union at the 12th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 907 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Union's burn probability — fire likelihood with no building count factored in — sits at the 12th percentile nationally.
What "at risk" means for the buildings here
Only 9.8% of Union's 907 buildings carry Direct exposure and 44.7% carry Indirect; the remaining 45.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Union ranks
Union scores 12th nationally and 8th within Louisiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Union ranks 27,831 for wildfire risk (1 is highest) and 12,660 by building count (1 is largest). Within Louisiana alone, it ranks 451 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
Shopping for coverage in Union
Union's low rating (12th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 45.5% of Union outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 907 counted buildings into the percentiles shown above for Union. For more on what minimal exposure implies beyond Union, see the exposure-zones guide.