Union Grove, TX
Union Grove, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Union Grove at the 74th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 263 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Union Grove at the 74th percentile, close to its 74th-percentile risk score.
Where Union Grove's buildings actually sit
263 buildings are counted in Union Grove, and 84% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Union Grove against the rest of the country
Union Grove ranks lower within Texas (44th percentile statewide) than its 74th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Union Grove ranks 8,115 for wildfire risk (1 is highest) and 22,760 by building count (1 is largest). Within Texas alone, it ranks 1,006 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Union Grove
At the 74th percentile nationally, Union Grove carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Union Grove's 84% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Union Grove's figures come from
Union Grove's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Union Grove's dominant direct exposure actually means, with real examples from across the dataset.