Union Grove, AL
Union Grove wildfire risk explained
USFS scores Union Grove at the 68th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 101 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Union Grove at the 72nd percentile, close to its 68th-percentile risk score.
What "at risk" means for the buildings here
101 buildings are counted in Union Grove, and 81.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Union Grove ranks
Union Grove's 68th national percentile looks worse in isolation than its 42nd ranking inside Alabama does — this place is on the milder end for its own state, by 26 points. Among the 31,521 US communities USFS scores, Union Grove ranks 10,104 for wildfire risk (1 is highest) and 28,979 by building count (1 is largest). Within Alabama alone, it ranks 345 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Union Grove
At the 68th percentile nationally, Union Grove carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Union Grove (81.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Union Grove's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Union Grove, see the exposure-zones guide.