Union City, PA
Union City, PA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Union City at the 37th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,456 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Union City at the 38th percentile, close to its 37th-percentile risk score.
What "at risk" means for the buildings here
59.2% of Union City's 1,456 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 40.8% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Union City ranks
Union City's 55th-percentile standing inside Pennsylvania outpaces its 37th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Union City ranks 19,807 for wildfire risk (1 is highest) and 9,370 by building count (1 is largest). Within Pennsylvania alone, it ranks 891 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Union City's moderate wildfire rating (37th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Union City's 59.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Union City's figures come from
Union City's 37th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Union City's dominant indirect exposure actually means, with real examples from across the dataset.