Union City, OK
Union City, OK's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Union City at the 70th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,539 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Union City's burn probability — fire likelihood with no building count factored in — sits at the 67th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Union City: 64.6% of its 1,539 buildings, versus 23.8% Indirect and 11.6% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Union City compares
Inside Oklahoma, Union City sits at just the 11th percentile even though it scores 70th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Union City ranks 9,429 for wildfire risk (1 is highest) and 8,989 by building count (1 is largest). Within Oklahoma alone, it ranks 744 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Union City and the insurance market
Union City's 70th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Union City
With 64.6% of Union City in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,539 counted buildings into the percentiles shown above for Union City. For more on what direct exposure implies beyond Union City, see the exposure-zones guide.