Union City, OH
Union City, OH's wildfire risk, in USFS's own numbers
Union City's 847 buildings earn a 1st-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Union City's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
What "at risk" means for the buildings here
94.8% of Union City's 847 buildings sit in USFS's Minimal exposure zone, with only 5.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Union City compares
Union City's risk sits at a similar level relative to Ohio (8th percentile statewide) as it does nationally (1st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Union City ranks 31,125 for wildfire risk (1 is highest) and 13,194 by building count (1 is largest). Within Ohio alone, it ranks 1,172 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Union City's low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 94.8% of Union City outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Union City's figures come from
The methodology guide shows exactly how USFS turned 847 counted buildings into the percentiles shown above for Union City. The exposure-zones guide covers what Union City's dominant minimal exposure actually means, with real examples from across the dataset.