Union City, MI
Union City, MI's wildfire risk, in USFS's own numbers
Union City's 907 buildings earn a 4th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Union City at the 4th percentile, close to its 4th-percentile risk score.
Where Union City's buildings actually sit
Most of Union City's buildings (79.2% of 907) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Union City against the rest of the country
Union City's risk sits at a similar level relative to Michigan (7th percentile statewide) as it does nationally (4th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Union City ranks 30,364 for wildfire risk (1 is highest) and 12,661 by building count (1 is largest). Within Michigan alone, it ranks 696 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Union City and the insurance market
Union City's low rating (4th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 79.2% of Union City outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Union City's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Union City, see the exposure-zones guide.