Union Center, WI
Union Center wildfire risk explained
Out of every US place USFS scores, Union Center lands at the 32nd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 193 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Union Center at the 33rd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Union Center's building exposure, zone by zone
Of Union Center's 193 counted buildings, 50.3% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Union Center compares
Within Wisconsin, Union Center ranks higher (69th percentile) than it does nationally (32nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Union Center ranks 21,606 for wildfire risk (1 is highest) and 25,144 by building count (1 is largest). Within Wisconsin alone, it ranks 249 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Union Center's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Union Center (50.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Union Center's figures come from
Every one of the two percentiles behind Union Center's 21,606-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Union Center's dominant direct exposure actually means, with real examples from across the dataset.