Underhill Flats, VT
Underhill Flats, VT's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Underhill Flats at the 14th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 313 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Underhill Flats's burn probability — fire likelihood with no building count factored in — sits at the 15th percentile nationally.
What "at risk" means for the buildings here
70.9% of Underhill Flats's 313 buildings sit in USFS's Direct exposure zone, roughly 222 structures close enough to burnable vegetation for flame contact, not just embers — 29.1% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Underhill Flats ranks
Underhill Flats's 34th-percentile standing inside Vermont outpaces its 14th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Underhill Flats ranks 27,025 for wildfire risk (1 is highest) and 21,301 by building count (1 is largest). Within Vermont alone, it ranks 118 of 179 places by risk. See the full county-by-county picture for Vermont on its state page.
Shopping for coverage in Underhill Flats
At the 14th national percentile, Underhill Flats rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Underhill Flats's 70.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Underhill Flats's 27,025-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Underhill Flats, see the exposure-zones guide.