Underhill Center, VT
How exposed is Underhill Center to wildfire?
Underhill Center sits at the 16th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 73 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Underhill Center's burn probability — fire likelihood with no building count factored in — sits at the 17th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Underhill Center: 100% of its 73 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Underhill Center ranks
Underhill Center's 65th-percentile standing inside Vermont outpaces its 16th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Underhill Center ranks 26,361 for wildfire risk (1 is highest) and 30,193 by building count (1 is largest). Within Vermont alone, it ranks 66 of 179 places by risk. See the full county-by-county picture for Vermont on its state page.
Shopping for coverage in Underhill Center
Underhill Center's low wildfire rating (16th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 100% of Underhill Center in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Underhill Center's figures come from
Underhill Center's 16th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Underhill Center's dominant direct exposure actually means, with real examples from across the dataset.