Umapine, OR
Umapine, OR's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Umapine lands at the 67th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 303 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Umapine at the 68th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 44.2% of Umapine's 303 buildings carry Direct exposure and 0% carry Indirect; the remaining 55.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Umapine compares
Umapine scores 67th nationally and 53rd within Oregon — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Umapine ranks 10,286 for wildfire risk (1 is highest) and 21,551 by building count (1 is largest). Within Oregon alone, it ranks 197 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
What this risk score means for insurance
Umapine's 67th-percentile score lands in Oregon, the only two states requiring a wildfire disclosure at sale. Oregon's own hazard map feeds directly into that disclosure requirement. The disclosure-law guide covers what it requires.
Hardening a home in Umapine
With 55.8% of buildings rated Minimal exposure, Umapine gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Umapine's figures come from
The methodology guide shows exactly how USFS turned 303 counted buildings into the percentiles shown above for Umapine. The exposure-zones guide covers what Umapine's dominant minimal exposure actually means, with real examples from across the dataset.