Ulm, AR
How exposed is Ulm to wildfire?
USFS scores Ulm at the 19th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 139 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ulm's burn probability — fire likelihood with no building count factored in — sits at the 19th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Ulm (71.9% of 139 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 28.1% sit in the Direct zone.
Where Ulm ranks
There's little gap between Ulm's 19th national percentile and its 9th percentile inside Arkansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Ulm ranks 25,548 for wildfire risk (1 is highest) and 27,317 by building count (1 is largest). Within Arkansas alone, it ranks 560 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Shopping for coverage in Ulm
Ulm's low rating (19th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Ulm (71.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Ulm's figures come from
The methodology guide shows exactly how USFS turned 139 counted buildings into the percentiles shown above for Ulm. The exposure-zones guide covers what Ulm's dominant indirect exposure actually means, with real examples from across the dataset.