Ulen, IN
How exposed is Ulen to wildfire?
USFS's Wildfire Risk to Communities model puts Ulen at the 3rd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 88 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ulen's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
Where Ulen's buildings actually sit
Most of Ulen's buildings (55.7% of 88) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Ulen ranks
Compare Ulen's two percentiles: 22nd within Indiana, only 3rd nationally — a gap of 19 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Ulen ranks 30,545 for wildfire risk (1 is highest) and 29,570 by building count (1 is largest). Within Indiana alone, it ranks 756 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Ulen and the insurance market
Ulen's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 55.7% of Ulen outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Ulen's figures come from
The methodology guide shows exactly how USFS turned 88 counted buildings into the percentiles shown above for Ulen. The exposure-zones guide covers what Ulen's dominant minimal exposure actually means, with real examples from across the dataset.