Tyner, IN
Tyner, IN's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Tyner at the 9th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 153 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Tyner's burn probability — fire likelihood with no building count factored in — sits at the 8th percentile nationally.
Where Tyner's buildings actually sit
57.5% of Tyner's 153 buildings sit in USFS's Minimal exposure zone, with only 42.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Tyner ranks
Tyner's 51st-percentile standing inside Indiana outpaces its 9th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Tyner ranks 28,836 for wildfire risk (1 is highest) and 26,743 by building count (1 is largest). Within Indiana alone, it ranks 473 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Tyner and the insurance market
Tyner's low wildfire rating (9th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 57.5% of buildings rated Minimal exposure, Tyner gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Tyner's 28,836-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Tyner, see the exposure-zones guide.