Tyler, TX
How exposed is Tyler to wildfire?
USFS scores Tyler at the 66th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 36,341 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Tyler's burn probability — fire likelihood with no building count factored in — sits at the 67th percentile nationally.
What "at risk" means for the buildings here
69.5% of Tyler's 36,341 buildings sit in USFS's Minimal exposure zone, with only 5.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 36,341 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Tyler ranks
Tyler ranks lower within Texas (24th percentile statewide) than its 66th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Tyler ranks 10,605 for wildfire risk (1 is highest) and 289 by building count (1 is largest). Within Texas alone, it ranks 1,373 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Tyler's high rating (66th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 69.5% of buildings rated Minimal exposure, Tyler gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Tyler's 10,605-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Tyler, see the exposure-zones guide.