Tye, TX
Tye wildfire risk explained
USFS's Wildfire Risk to Communities model puts Tye at the 84th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 877 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tye at the 82nd national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Tye's building exposure, zone by zone
51% of Tye's 877 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 49% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Tye against the rest of the country
Tye's risk sits at a similar level relative to Texas (72nd percentile statewide) as it does nationally (84th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Tye ranks 5,057 for wildfire risk (1 is highest) and 12,938 by building count (1 is largest). Within Texas alone, it ranks 517 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Tye and the insurance market
Tye's 84th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 51% of Tye's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Tye's figures come from
The methodology guide shows exactly how USFS turned 877 counted buildings into the percentiles shown above for Tye. The exposure-zones guide covers what Tye's dominant indirect exposure actually means, with real examples from across the dataset.