Tybee Island, GA
How exposed is Tybee Island to wildfire?
Tybee Island's 2,675 buildings earn a 93rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tybee Island at the 86th national percentile — 7 points below its risk-to-structures score, a gap driven by how much is actually built there.
Tybee Island's building exposure, zone by zone
Only 15.3% of Tybee Island's 2,675 buildings carry Direct exposure and 41.8% carry Indirect; the remaining 43% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Tybee Island ranks
Tybee Island scores 93rd nationally and 99th within Georgia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Tybee Island ranks 2,205 for wildfire risk (1 is highest) and 5,970 by building count (1 is largest). Within Georgia alone, it ranks 5 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Tybee Island and the insurance market
Tybee Island's 93rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Tybee Island
Tybee Island's 43% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Tybee Island's 2,205-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Tybee Island, see the exposure-zones guide.