Two Buttes, CO
How exposed is Two Buttes to wildfire?
USFS's Wildfire Risk to Communities model puts Two Buttes at the 82nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 82 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Two Buttes at the 81st percentile, close to its 82nd-percentile risk score.
Where Two Buttes's buildings actually sit
Direct exposure dominates in Two Buttes: 70.7% of its 82 buildings, versus 29.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Two Buttes ranks
Two Buttes ranks lower within Colorado (59th percentile statewide) than its 82nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Two Buttes ranks 5,542 for wildfire risk (1 is highest) and 29,792 by building count (1 is largest). Within Colorado alone, it ranks 193 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Two Buttes's 82nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Two Buttes
Because Direct exposure dominates in Two Buttes (70.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Two Buttes's figures come from
Every one of the two percentiles behind Two Buttes's 5,542-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Two Buttes's dominant direct exposure actually means, with real examples from across the dataset.