Twining, MI
Twining wildfire risk explained
Twining sits at the 25th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 133 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Twining at the 26th percentile, close to its 25th-percentile risk score.
Twining's building exposure, zone by zone
62.4% of Twining's 133 buildings sit in USFS's Minimal exposure zone, with only 14.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Twining against the rest of the country
Within Michigan, Twining ranks higher (77th percentile) than it does nationally (25th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Twining ranks 23,514 for wildfire risk (1 is highest) and 27,582 by building count (1 is largest). Within Michigan alone, it ranks 177 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Twining and the insurance market
Twining's moderate rating (25th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 62.4% of buildings rated Minimal exposure, Twining gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Twining's figures come from
The methodology guide shows exactly how USFS turned 133 counted buildings into the percentiles shown above for Twining. The exposure-zones guide covers what Twining's dominant minimal exposure actually means, with real examples from across the dataset.