Twin Valley, MN
How exposed is Twin Valley to wildfire?
Twin Valley's 599 buildings earn a 65th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Twin Valley at the 65th percentile, close to its 65th-percentile risk score.
Where Twin Valley's buildings actually sit
Indirect exposure is dominant in Twin Valley (59.4% of 599 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 38.9% sit in the Direct zone.
Where Twin Valley ranks
Within Minnesota, Twin Valley ranks higher (90th percentile) than it does nationally (65th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Twin Valley ranks 11,091 for wildfire risk (1 is highest) and 15,852 by building count (1 is largest). Within Minnesota alone, it ranks 92 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Twin Valley's high rating (65th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Twin Valley
With ember exposure the dominant pattern in Twin Valley (59.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 599 counted buildings into the percentiles shown above for Twin Valley. For more on what indirect exposure implies beyond Twin Valley, see the exposure-zones guide.